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A title company oversees the interests of all people involved in a real estate settlement —- the buyer, seller, lender, or the real estate agent. The title company organizes the transaction of money and property at the time of closing. Prior to the settlement the title company examines the history of the property to make sure that the title is free of any liens or claims. At the settlement table, the title company collects and distributes funds from the transaction, transfers ownership of the property, and issues title insurance. Title Insurance protects the property owner and the lending institution that holds your mortgage from unanticipated claims that may come up against your property. Title insurance rates are set by state insurance commissions and are based on the purchase price of your property and the loan amount. Most lenders will require that you purchase a lender's title insurance policy. This protects their investment in your property. You are not required to purchase an owner's policy; however, your one-time payment will protect your property for as long as you own it. Why Aegis Title Associates, LLC?Aegis Title Associates consistently receives good feedback from its clientele. Some of the many reasons they say they are satisfied are:
We are conveniently located in Suite 223 at 808 Landmark Drive (4 miles south of the Baltimore Beltway, I-695): From westbound MD-100: Take Quarterfield Road (MD-174) and go 1/2 mile west to Landmark Drive. From I-97: Take Quarterfield Road (MD-174) and go 1/4 mile east to Landmark Drive. From eastbound MD-100 (the BW Parkway and I-95): Take MD-100 east to I-97 south to Quarterfield Road (MD-174) and go 1/4 mile east to Landmark Drive. Customer Testimonials"In the hundreds of settlements Aegis Title has held for my clients, they consistently performed professionally, courteously and most importantly on time. I can't say enough good things about the Aegis Title Associates team nor recommend them more highly." - Lawrence Bayley, Senior Loan Officer "Thank you so much for ALL your help...ya'll are the absolute best. Keep up the good work." - Kenneth Watson, Mortgage Loan Officer, Branch Banking & Trust |